Our Services

RETIREMENT/INVESTMENT SERVICES

·       Retirement Income Strategies

Providing advice about how to effectively draw upon income sources, with the goals being the minimization of income taxes, managing risk and structuring a lifetime of income.

·       Social Security

Helping clients decide at what age they should consider claiming retirement benefits, either their own or a spousal benefit, with special attention to the tax implications.

·       Employer Pension Plans

Assisting clients in making the proper choices with regard to their traditional defined benefit pension plan and their 401(k), whether they are retiring or changing employers and assisting with the rollover of those retirement assets.

·       Long Term Care

Informing clients and helping them understand what their options are for funding long term care should they ever need it.  Working in partnership with a long term care insurance specialist to implement a formal plan

SMALL BUSINESS PENSION PLANS

Assisting business owners in the set up and implementation of pension plans which help to attract and retain valued employees

PRODUCTS EMPLOYED TO IMPLEMENT ABOVE SERVICES

* Mutual funds

* Traditional and Roth IRAs, 401(k) plans, Simple IRA plans

* Insurance ( Life, health, long term care, disability)

* Annuities (fixed, variable and immediate)

TAX & ACCOUNTING SERVICES

             * Personal income tax preparation and planning

             * Small business monthly/quarterly accounting

                 * Small business income, payroll and sales tax preparation

             * Expert resolution of Federal and state tax problems